Today’s Best Ever guest tells you the difference between Fannie May and Freddie Mack and how to get approved for the each of the programs. Tweetable quote: Major banks have overlays. Shaun Weeks’s real estate background: – Outside Loan Officer for Banc Home Loans and he is based in Ontario, California – Been in the industry for 10 years and have expensive knowledge of FHA, Fannie and Freddie loan programs – Licensed in 48 states and does both purchase and refinance loans Subscribe in iTunes and Stitcher so you don’t miss an episode! Sponsored by Cozy – Simple, free online rent payments, tenant screening and credit checks. Get Cozy for free at cozy.co.